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Government of India

Ministry of Finance

Department of Economic Affairs

LOK SABHA

UNSTARRED QUESTION NO.43

TO BE ANSWERED ON MONDAY 19th JULY, 2021

NATIONAL SAVINGS SCHEME FUND

No.43

SHRI P RAVINDHRANATH

Will the Minister of FINANCE be pleased to state:-

(a) the details of utilization of money pooled in the National Savings Scheme Fund during the last

three years and the current year;

(b) the details of State/UT-wise collection of money under the Small Savings Schemes, through

the network of post offices, during each of the last three years and the current year; and

(c) the steps taken by the Government to sustain the investor’s interest in the small saving

schemes during the last three years and the current year?

ANSWER

MINISTER OF STATE IN THE MINISTRY OF FINANCE

(PANKAJ CHAUDHARY)

(a) The details of utilization of money pooled in the National Small Savings Fund during the

last three years and the current years may be seen at ‘Annexure-I’.

(b) The details of State/UT-wise collection of money under the Small Savings Schemes,

through the network of post offices, during each of the last three years and the current year

may be seen at ‘Annexure-II’.

(c) The rate of interest on Small Savings Schemes is fixed based on returns on Government

Securities and some additional spread. They continue to draw investor’s interest

because of safety and attractive interest because of safety and attractive interest rates.

Schemes are also advertised in print and electronic media to bring awareness in general

public on regular basis.

*****

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Annexure-1

Utilization of money pooled in NSSF from FY 2017-18 to FY 2020-21 (up to 13.07.2021)

Sr. No. Investment in

2020-21

(upto

13.07.21)

2019-20

(Pro.) 2018-19 2017-18

a Government of India Securities 156934.19 262413.32 138533.00 108661.00

b State Government Securities 7086.70 18702.87 12193.06 9161.58

c Public Agencies 0.00 141310.00 139636.00 106000.00

Total 164020.89 422426.19 290362.06 223822.58

Source: Receipt Budget

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Annexure-II

STATEMENT SHOWING STATE/ UT WISE GROSS & NET SMALL SAVINGS COLLECTIONS IN POST OFFICES FROM FY 2018-19 to FY 2021-

22(upto May)

(Rs. In Crores )

SR.NO NAME OF THE STATE/UT

Gross Net Gross Net Gross Net Gross Net

2018-19 2019-20 2020-21 2021-22(Upto May)

1 A&N ISLAND-UT 129.59 37.87 167.88 43.76 181.85 43.83 17.49 4.26

2 ANDHRA PRADESH 19,052.80 3,850.20 23,634.42 4,616.04 27,090.62 5,644.12 3,527.76 675.55

3 ARUNACHAL PRADESH 670.56 95.26 737.79 103.17 832.45 131.08 110.85 22.45

4 ASSAM 10,292.02 1,926.80 12,631.37 2,969.87 13,748.87 3,061.58 926.55 201.04

5 BASE(Army Postal Office) 262.22 -74.94 40.74 -8.29 0.04 1.49 0.00 -0.08

6 BIHAR 27,280.37 3,848.40 36,321.15 7,085.42 33,127.45 6,163.98 2,029.21 238.64

7 CHANDIGARH-UT 1,187.47 -227.56 2,570.33 854.77 3,164.55 -1,277.46 561.68 132.10

8 CHHATTISGARH 6,827.92 1,663.33 8,596.71 2,249.05 10,144.28 2,661.97 1,007.19 220.57

9 DAMAN & DIU-UT 274.84 18.73 361.82 84.32 512.54 154.58 22.65 5.47

10 DELHI-UT 18,012.96 3,705.13 24,650.08 7,258.73 26,234.29 8,596.49 2,873.03 795.03

11 GOA 1,347.49 247.98 1,699.73 526.10 1,824.77 588.84 216.17 67.75

12 GUJARAT 44,875.57 7,906.68 55,300.34 11,754.75 65,349.61 14,194.47 8,169.07 1,799.46

13 HARYANA 16,320.44 4,085.96 21,903.94 6,438.74 25,443.09 6,723.80 3,857.27 916.52

14 HIMACHAL PRADESH 12,633.53 2,850.32 14,862.33 3,496.97 17,017.58 4,207.95 2,567.40 691.46

15 JAMMU & KSHMIR-UT 6,375.33 784.59 7,306.75 1,524.54 9,533.19 1,828.53 1,296.12 240.22

16 JHARKHAND 10,940.58 1,907.24 13,594.16 3,113.64 14,877.80 3,492.45 1,047.11 207.15

17 KARNATKA 24,034.38 6,890.64 31,466.03 2,974.68 38,048.90 12,142.65 3,839.29 1,297.58

18 KERALA 15,227.89 3,445.77 18,224.70 4,215.77 19,870.67 4,538.12 1,968.17 531.06

19 LADAKH-UT - - - - 57.58 18.03 10.24 3.93

20 LAKSHDWEEP-UT 4.87 1.58 5.94 1.82 4.88 2.23 0.00 0.00

21 MADHYA PRADESH 16,996.92 3,215.36 21,982.39 5,025.58 25,491.20 5,633.12 2,970.69 656.97

22 MAHARASHTRA 44,272.13 10,369.91 57,996.44 19,207.99 67,871.90 21,288.58 9,469.24 2,919.18

23 MANIPUR 206.43 39.85 242.50 44.14 292.92 84.54 24.16 7.30

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24 MEGHALAYA 653.74 114.13 749.33 129.85 745.07 113.63 82.62 10.98

25 MIZORAM 204.74 14.31 250.91 -368.99 286.17 51.42 49.36 9.88

26 NAGALAND 194.24 36.54 217.25 43.61 165.69 40.85 20.65 5.55

27 ORISSA 17,435.53 4,104.53 23,474.61 6,236.71 26,114.93 6,589.59 3,567.01 873.47

28 PONDICHERRY-UT 335.29 123.60 473.90 218.24 567.82 208.27 88.74 34.76

29 PUNJAB 28,541.87 5,121.55 32,764.65 6,140.12 38,545.94 9,951.75 6,671.10 1,271.97

30 RAJASTHAN 21,637.63 6,003.36 27,973.68 9,140.22 33,632.98 10,428.08 4,740.13 1,232.36

31 SIKKIM 294.71 41.51 340.56 51.97 339.44 51.39 51.45 10.32

32 TAMIL NADU 30,482.49 11,435.68 37,067.22 13,688.98 39,081.75 11,827.27 6,119.43 1,672.58

33 TELANGANA 14,435.97 1,175.66 17,817.40 1,744.38 23,387.74 2,094.63 2,962.19 117.94

34 TRIPURA 2,606.96 546.42 4,327.88 1,071.52 6,764.59 640.84 1,220.08 127.04

35 UTTAR PRADESH 67,931.47 10,660.14 82,262.55 13,851.30 86,355.85 16,153.90 9,000.35 1,289.45

36 UTTARAKHAND 11,971.78 2,675.90 13,589.52 3,310.51 14,784.30 3,553.20 1,657.79 378.44

37 WEST BENGAL 83,300.55 15,696.66 103,653.78 21,385.75 109,938.44 19,223.66 10,385.13 2,283.23

Total 557,253.28 114,339.06 699,260.76 160,225.75 781,431.75 180,853.45 93,127.37 20,951.55